I tested this, this year and I actually think they have made a concerted effort to penalise you for bronze benching this year. Iv played numerous games with both and I’m telling you know my team plays awful when Iv bronze benched, I now never bronze bench!! Probably all in my head either way but if I come up against a 83 rated team who has Messi , ronaldo and naymar I’m actually happier than if it was 89 rated.