I wouldn't stress about as like you, I am also in Div 10 (~45 points or so) having had a massive losing streak over the past few weeks. It used to wind me up, but now I feel quite relaxed and just try to enjoy the games. It's not like the rewards are that great. When did you last pack anything decent out a Div Rivals reward pack? Better off doing SBC's. BTW, I did test to see if you could get negative skill points, you can't!

There is enough empirical evidence to suggest that there is some form of manipulation in game, rather than chalking it up to random behaviour:

• passes going in directions other than the intended one (I play with the trainer on so I can see where I aimed and where the ball actually went)
• defenders parting like the red sea (especially AI controlled)
• despite full power, you pass trickles into the path of an opposition player
• Completely miss an open goal by spraying or hitting the woodwork
• An attacker makes a great run into the box, your pass goes straight to the winger out on the touchline
• I had one game with 21 shots, 21 shots on target and his keeper made 19 saves? 19...
• Unreliable matchmaking. Pretty sure most of the team I come up against are not Div 10.

My biggest beef is that I tend to lose to players (about 80% of the time)who created their account either in the current month, or say in the past 6 months (I did mine in Sept 17). I kept a small journal for a week and found that I either lost, drew or struggled hugely with teams created in Oct or Nov 2019. The games run to a very familiar pattern:

• players are sluggish on the ball
• inaccurate passing
• woodwork and goalkeeper saves abound
• players carry on as if they zero chem

So despite often having 15-20 shots (5-8 for opponent) with say 50-60% accuracy, often 50-60% possession, I will most likely lose. Their keepers ALWAYS make a significant amount of saves, usually 12 - 15 per game.

That is no coincidence, but will be denied.